VW Up! 1.0 Insurance Group
This car is often listed among insurance group 1–10 cars for young drivers.
The VW Up! 1.0 typically falls into insurance groups 1–6, depending on the year and trim level. This places it among the cheapest cars to insure for young drivers in the UK and makes it a very popular first-car choice.
With a small, naturally aspirated petrol engine and low repair costs, insurers generally view the Up! 1.0 as a very low-risk vehicle.
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Quick Facts – VW Up! 1.0
Insurance group: 1–6
Typical young driver cost: £600 – £2,400 per year
Engine: 1.0 petrol
Fuel economy: ~55–65 MPG
Best for: First-time drivers aged 17–21
VW Up! 1.0 Insurance Cost for Young Drivers
For young UK drivers, typical annual insurance costs are:
17–18 year olds: £1,300 – £2,400
19–21 year olds: £900 – £1,600
22–25 year olds: £600 – £1,200
These are realistic estimates based on market data. Your exact price will vary depending on postcode, driving history, and insurer.
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Why Is the VW Up! 1.0 So Cheap to Insure?
The VW Up! 1.0 is cheap to insure for young drivers because:
Very small engine size
Low power output reduces accident risk
Cheap and widely available replacement parts
Strong safety reputation for a city car
These factors keep insurance groups and premiums low.
Is the VW Up! 1.0 a Good First Car?
Pros:
Extremely low insurance groups
Cheap to buy, fuel, and maintain
Easy to drive and park
Reliable and simple ownership
Cons:
Less powerful on motorways
Smaller boot than supermini rivals
For drivers prioritising low insurance and running costs, the VW Up! 1.0 is one of the best first cars in the UK.
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VW Up! 1.0 Insurance Compared to Similar Cars
If you’re considering other ultra-low-insurance city cars, these are often comparable:
Always compare quotes before buying — even the cheapest cars can vary in price.
Final Advice for Young Drivers
Before buying a VW Up! 1.0, always compare insurance quotes using your exact details. Even cars in the lowest insurance groups can differ significantly depending on the driver.