For cheaper first-car options, see insurance group 11–20 cars for young drivers.
Insurance Group 21-30 Cars for Young Drivers (UK)
For young UK drivers, annual insurance costs are commonly:
20–21 year olds: £1,300 – £2,500
22–25 year olds: £900 – £1,800
Actual prices vary based on postcode, driving history, engine size, and insurer.
What Does Insurance Group 21–30 Mean?
Insurance Group 21–30 includes cars that are typically more powerful, larger, or more expensive to repair than lower group vehicles. These cars are usually chosen by older young drivers or drivers upgrading from their first car.
Insurance costs are higher than Group 1–10 and 11–20, but many models in this range can still be reasonably priced to insure with the right details.
Popular Insurance Group 21–30 Cars
Below are some of the most common cars that regularly fall into insurance group 21–30 for young drivers.
A popular upgrade from smaller hatchbacks, offering more power with reasonable insurance for experienced young drivers.
A premium hatchback with strong diesel efficiency and insurance costs that remain manageable for drivers over 21.
More power than non-turbo Fiestas, but still popular with young drivers.
Sporty styling with sensible diesel power, often cheaper to insure than premium-brand rivals.
A practical family hatchback with strong safety ratings and reasonable insurance premiums for its size.
More space and comfort than most hatchbacks, with insurance costs that often surprise young drivers.
Is Insurance Group 21–30 Right for You?
Cars in this group are best suited to:
Drivers aged 21–25
Drivers with 1–3 years’ experience
Those upgrading from a first car
Drivers wanting more power without extreme insurance costs
They are not ideal for brand-new drivers.
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First-time driver? See insurance group 1–10 cars for young drivers.