Ford Fiesta 1.25 Insurance Group
This car is often listed among insurance group 1–10 cars for young drivers, making it a popular choice for keeping insurance costs low.
The Ford Fiesta 1.25 typically falls into insurance groups 6–10, depending on the model year and trim level. This places it among the cheapest cars to insure for young drivers in the UK and makes it a very popular first-car choice.
With a naturally aspirated petrol engine and modest performance, insurers generally see the Fiesta 1.25 as a low-risk option for new and first-time drivers.
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Quick Facts – Ford Fiesta 1.25
Insurance group: 6–10
Typical young driver cost: £800 – £2,900 per year
Engine: 1.25 petrol
Fuel economy: ~45–55 MPG
Best for: First-time drivers aged 17–22
Ford Fiesta 1.25 Insurance Cost for Young Drivers
For young UK drivers, typical annual insurance costs are:
17–18 year olds: £1,600 – £2,900
19–21 year olds: £1,100 – £2,100
22–25 year olds: £800 – £1,500
These are realistic estimates based on market data. Your exact price will vary depending on postcode, driving history, and insurer.
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Why Is the Ford Fiesta 1.25 Cheap to Insure?
The Fiesta 1.25 is cheap to insure for young drivers because:
It has a small, non-turbo engine
Low power output reduces perceived risk
Parts are cheap and widely available
Insurers see it as a sensible first-car choice
These factors help keep insurance groups and premiums low.
Is the Ford Fiesta 1.25 a Good First Car?
Pros:
Very low insurance groups
Cheap to buy and maintain
Easy to drive and park
Widely available on the used market
Cons:
Slower than EcoBoost versions
Less modern interior in older models
For many young drivers, the Fiesta 1.25 is considered one of the best first cars in the UK when insurance cost is the main priority.
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Ford Fiesta 1.25 Insurance Compared to Cheaper Alternatives
If you’re comparing other low-insurance options, these cars are often in a similar range:
Hyundai i20 1.2
Comparing quotes across similar cars can help you find the cheapest option for your situation.
Final Advice for Young Drivers
Before buying a Ford Fiesta 1.25, always compare insurance quotes using your exact personal details. Even within the same engine size, insurance costs can vary noticeably between trims and years.