Best Cars in Insurance Group 2
Insurance group 2 cars are still among the cheapest vehicles to insure in the UK, making them a strong choice for:
Young drivers
First-time drivers
Drivers looking for lower running costs
Many insurance group 2 cars offer:
Slightly more comfort or equipment than group 1 cars
Low insurance costs
Excellent fuel economy
In this guide, we’ll cover the best cars in insurance group 2 for young drivers in the UK.
🟡 Quick Answer (Featured Snippet Section)
Some of the best cars in insurance group 2 include:
👉 These cars are popular because they combine:
Cheap insurance
Low running costs
Good reliability
🔵 What is Insurance Group 2?
Cars in the UK are placed into insurance groups from 1–50.
1≤Insurance Group≤50
Insurance group 2 cars are still considered:
Very cheap to insure
Low risk for insurers
Ideal for newer drivers
👉 Full guide: [Insurance Group 1–10 Cars]
🟣 Best Cars in Insurance Group 2
1. Kia Picanto
Engine: 1.0L
Typical Insurance Cost: £1,900–£2,700/year
✅ Pros:
Reliable
Modern styling
Cheap running costs
❌ Cons:
Some trims cost more to insure
👉 Verdict: One of the best all-round small cars for young drivers.
2. Volkswagen Up!
Engine: 1.0L
Typical Insurance Cost: £2,000–£2,800/year
✅ Pros:
Premium feel
Strong build quality
❌ Cons:
More expensive to buy than rivals
👉 Verdict: A quality small car with manageable insurance.
3. Peugeot 108
Engine: 1.0L
✅ Pros:
Very cheap to run
Compact and easy to park
❌ Cons:
Smaller interior
👉 Verdict: A great budget option for city driving.
4. Citroen C1
Engine: 1.0L
✅ Pros:
Low insurance costs
Good fuel economy
❌ Cons:
Basic interior on older models
👉 Verdict: A sensible low-cost first car.
5. Seat Mii
Engine: 1.0L
✅ Pros:
Similar to VW Up
Affordable purchase prices
❌ Cons:
Less premium interior
👉 Verdict: Excellent value for money overall.
🟠 Why Group 2 Cars Are Popular with Young Drivers
These cars are popular because they:
Keep insurance costs lower
Are cheaper to repair
Usually have smaller engines
👉 Many are ideal first cars.
🔴 Realistic Insurance Costs
Typical yearly costs for young drivers:
Age 17–18: £2,000–£3,500
Age 19–21: £1,700–£3,000
👉 Costs depend heavily on:
Location
Mileage
Black box vs standard insurance
🟢 How to Lower Insurance Further
You can reduce insurance costs by:
Adding a named driver
Choosing lower mileage
Avoiding modifications
Comparing quotes carefully
👉 Read more: [How to Get Cheaper Car Insurance]
🔵 Group 1 vs Group 2 Cars
Generally:
Group 1 cars = absolute cheapest
Group 2 cars = slightly better equipment or comfort
👉 The insurance difference is often fairly small.
🟣 Internal Linking Section
You should also read:
[Best Cars in Insurance Group 1]
[Cheapest Cars to Insure for 17 Year Olds]
[Average Insurance Cost for Young Drivers]
🟢 Final Verdict
Insurance group 2 cars are among the best options for young drivers who want:
Affordable insurance
Reliable transport
Low ownership costs
Cars like the Kia Picanto and Volkswagen Up! remain strong overall choices.
Compare Insurance Quotes for Group 2 Cars
Insurance prices vary massively between providers.
FCA-regulated providers
No spam
Takes less than 2 minutes