If you’re looking for the cheapest options available, you may want to start with insurance group 1–10 cars for young drivers.
Insurance Group 11–20 Cars for Young Drivers (UK)
Insurance groups 11–20 include cars that are still reasonable to insure for young drivers, but usually offer more power, comfort, or premium styling than group 1–10 cars.
For drivers aged 18–25, these cars are often chosen as a second car or by first-time drivers willing to pay slightly more for performance or brand appeal.
What does insurance group 11–20 mean?
Car insurance groups range from 1 (cheapest) to 50 (most expensive).
Cars in groups 11–20 typically:
Have slightly larger or turbocharged engines
Cost more to repair than entry-level cars
Offer more features or premium badges
They’re a middle ground between affordability and desirability.
Best Insurance Group 11–20 Cars for Young Drivers
Below are some of the most popular cars that regularly fall into insurance group 11–20 for young drivers in the UK.
A good balance of performance and insurance cost, often cheaper than larger hatchbacks.
Sporty styling without hot-hatch insurance prices.
More power than non-turbo Fiestas, but still popular with young drivers.
A step up in performance from the Yaris 1.0 while remaining sensible to insure.
Premium badge appeal with lower insurance than more powerful BMW models.
A practical and comfortable choice, often sitting in the higher end of this group.
Should young drivers choose insurance group 11–20 cars?
Cars in insurance group 11–20 can still be affordable, but costs vary more depending on:
Your age and driving experience
Your postcode
The exact trim level and year
Always check insurance before buying — even similar cars can vary by hundreds of pounds per year.
Compare Insurance Quotes for Your Details
Insurance costs can differ massively between drivers, even for the same car.
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Looking for slightly more powerful options?
See our list of insurance group 21-30 cars for young drivers.