Peugeot 108 1.0 Insurance Group
This car is often listed among insurance group 1–10 cars for young drivers.
The Peugeot 108 1.0 typically falls into insurance groups 1–6, depending on the year and trim level. This places it among the cheapest cars to insure for young drivers in the UK and makes it a very common first-car choice.
With a small, naturally aspirated petrol engine and low repair costs, insurers usually see the 108 1.0 as a very low-risk vehicle.
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Quick Facts – Peugeot 108 1.0
Insurance group: 1–6
Typical young driver cost: £600 – £2,400 per year
Engine: 1.0 petrol
Fuel economy: ~55–65 MPG
Best for: First-time drivers aged 17–21
Peugeot 108 1.0 Insurance Cost for Young Drivers
For young UK drivers, typical annual insurance costs are:
17–18 year olds: £1,300 – £2,400
19–21 year olds: £900 – £1,600
22–25 year olds: £600 – £1,200
These are realistic estimates based on market data. Your exact price will vary depending on postcode, driving history, and insurer.
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Why Is the Peugeot 108 1.0 So Cheap to Insure?
The Peugeot 108 1.0 is cheap to insure because:
Very small engine size
Low power output reduces accident risk
Cheap, widely available replacement parts
Lightweight city-car design
These factors keep insurance groups and premiums low.
Is the Peugeot 108 1.0 a Good First Car?
Pros:
Extremely low insurance groups
Cheap to buy, fuel, and maintain
Easy to drive and park
Ideal for city and short-distance driving
Cons:
Less powerful on motorways
Smaller boot than supermini alternatives
For drivers focused on minimising insurance costs, the Peugeot 108 1.0 is one of the best first cars in the UK.
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Peugeot 108 1.0 Insurance Compared to Similar Cars
If you’re considering other ultra-low-insurance city cars, these are often similar:
Always compare quotes before buying — even cars in the lowest insurance groups can vary significantly.
Final Advice for Young Drivers
Before buying a Peugeot 108 1.0, always compare insurance quotes using your exact details. Even small differences in age or postcode can change the final price.