Kia Picanto 1.0 Insurance Group
This car is often listed among insurance group 1–10 cars for young drivers.
The Kia Picanto 1.0 typically sits in insurance groups 1–6, depending on the year and trim level. This places it among the cheapest cars to insure for young drivers in the UK and makes it a very popular first-car option.
With a small, naturally aspirated petrol engine and low repair costs, insurers generally see the Picanto 1.0 as a very low-risk vehicle.
FCA-authorised providers • No spam • Free to compare
Quick Facts – Kia Picanto 1.0
Insurance group: 1–6
Typical young driver cost: £600 – £2,400 per year
Engine: 1.0 petrol
Fuel economy: ~55–65 MPG
Best for: First-time drivers aged 17–21
Kia Picanto 1.0 Insurance Cost for Young Drivers
For young UK drivers, typical annual insurance costs are:
17–18 year olds: £1,300 – £2,400
19–21 year olds: £900 – £1,600
22–25 year olds: £600 – £1,200
These are realistic estimates based on market data. Your exact price will vary depending on postcode, driving history, and insurer.
Check Insurance Prices for This Car
Why Is the Kia Picanto 1.0 So Cheap to Insure?
The Picanto 1.0 is cheap to insure because:
Very small engine and low power output
Lower accident risk in insurer models
Cheap and widely available replacement parts
Strong reliability and safety reputation
All of this helps keep insurance groups and premiums low.
Is the Kia Picanto 1.0 a Good First Car?
Pros:
Extremely low insurance groups
Cheap to buy, fuel, and maintain
Easy to drive and park
Reliable day-to-day car
Cons:
Slower on motorways
Smaller boot than supermini rivals
For drivers prioritising the lowest possible insurance costs, the Picanto 1.0 is one of the best first cars in the UK.
Compare Quotes Before You Buy
Kia Picanto 1.0 Insurance Compared to Similar Cars
If you’re comparing other ultra-low-insurance city cars, these are often similar:
Always compare quotes before buying — even the cheapest cars can vary in price.
Final Advice for Young Drivers
Before buying a Kia Picanto 1.0, always compare insurance quotes using your exact personal details. Even small differences in age or postcode can affect the final price.