Insurance Group 1–10 Cars for Young Drivers (UK)
Insurance groups 1–10 include some of the cheapest cars to insure for young drivers in the UK. These cars typically have smaller engines, lower repair costs, and are seen as lower risk by insurers.
If you’re aged 17–25 and trying to keep insurance costs down, choosing a car in insurance group 1–10 can save hundreds of pounds per year.
What does insurance group 1–10 mean?
Car insurance groups range from 1 (cheapest) to 50 (most expensive). Cars in groups 1–10 usually:
Have small engines
Are cheaper to repair
Have lower performance
This makes them ideal for first-time and young drivers.
Best Insurance Group 1–10 Cars for Young Drivers
Below are some of the most popular cars that regularly fall into insurance group 1–10 for young drivers in the UK.
A practical and affordable alternative to the Fiesta.
A low-insurance supermini often chosen by young and first-time drivers.
A reliable first car with very low insurance groups.
One of the cheapest cars to insure for young drivers.
One of the lowest insurance group cars available.
Extremely reliable and cheap to insure.
Frequently listed among the cheapest cars to insure in the UK.
A small city car with very low insurance groups and running costs.
A reliable first car commonly found in low insurance groups.
A very popular first car that usually sits in low insurance groups and is cheap to run.
A sensible first-car option that’s often cheaper to insure than sportier Ibiza trims.
A popular first car that usually sits in low insurance groups and is cheaper to insure than turbocharged Polo models.
One of the cheapest cars to insure for young drivers in the UK.
A lightweight city car that frequently sits in the very lowest insurance groups for young drivers.
Often grouped with the cheapest cars to insure thanks to low running and repair costs.
A practical VW-group city car commonly found in insurance group 1–5.
A low-insurance city car sharing mechanicals with the VW Up! and Skoda Citigo.
A simple, affordable hatchback that often falls into low insurance groups for first-time drivers.
One of the cheapest cars to buy new, with insurance groups that remain friendly for young drivers.
A stylish city car that often sits in lower insurance groups compared to sportier Fiat 500 variants.
Should I always choose the lowest insurance group?
Lower insurance groups usually mean cheaper premiums, but factors like postcode, age, and driving history still matter. Always compare quotes before buying a car.
Compare Insurance Quotes for Your Details
Even cars in the same insurance group can cost very different amounts to insure.
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Looking for slightly more powerful options?
See our list of insurance group 11–20 cars for young drivers.